Clear, friendly guidance to help Australians aged 67 and over understand, check eligibility, and successfully apply for the Age Pension — without the jargon or stress.
Answer 5 simple questions to find out if you may qualify.
Get started →Latest fortnightly payment amounts for singles and couples.
View rates →Step-by-step guidance through the entire application process.
See steps →Get a personalised estimate of your fortnightly pension.
Calculate →| Item | Details |
|---|---|
| Administered by | Centrelink / Services Australia |
| How often is it paid? | Every fortnight (every 2 weeks) |
| When are rates updated? | Every March and September |
| How many Australians receive it? | Over 2.5 million people |
| Can you receive it while still working? | Yes — subject to income test thresholds |
Most people follow these four steps — click any step to get started.
Maximum full Age Pension
Maximum full Age Pension
If you and your partner are separated due to illness, respite care, or prison, you each receive the single rate of $1,200.90 per fortnight — a combined total of $2,401.80 per fortnight.
Your home is NOT counted as an asset. Everything else is — savings, super, investments, cars, and other property.
| Situation | Full Pension (assets below) | Part Pension (assets below) | No Pension (assets above) |
|---|---|---|---|
| Single — Homeowner | $321,500 | $714,500 | $714,500+ |
| Single — Non-Homeowner | $579,500 | $972,500 | $972,500+ |
| Couple — Homeowner (combined) | $481,500 | $1,074,000 | $1,074,000+ |
| Couple — Non-Homeowner (combined) | $739,500 | $1,332,000 | $1,332,000+ |
| Situation | Full Pension (income below) | Part Pension (income below) |
|---|---|---|
| Single | $218/fortnight | $2,575.40/fortnight |
| Couple (combined) | $380/fortnight | $3,934.00/fortnight |
| Situation | First threshold | Low rate | Higher rate |
|---|---|---|---|
| Single | First $64,200 | 1.25% | 3.25% (above $64,200) |
| Couple (combined) | First $106,200 | 1.25% | 3.25% (above $106,200) |
Make sure you meet the basic requirements: aged 67+, Australian resident for 10+ years, and you pass the income and assets tests.
You'll need a myGov account linked to Centrelink to apply online — or you can apply in person at a Centrelink service centre.
Having these ready before you start will make the application much smoother. Tick them off using our checklist.
You can apply online through myGov, by calling Centrelink, or by visiting a service centre in person.
Centrelink will review your claim and may contact you if they need more information. Processing typically takes 2–6 weeks if documents are complete.
Once approved, your Age Pension is paid fortnightly into your nominated bank account, usually on Wednesdays. You'll also receive a letter confirming your payment rate.
Fill in your details below for an estimate based on current rates and thresholds.
Click any video below to watch — all free, no sign-up needed.